Deputy Chief of Staff, Nana Oye Bampoe Addo, officially opened the National Homeownership Fair 2026 with a resounding call to action, describing housing not merely as a social good but as a critical productive asset essential for Ghana’s economic stability and public health.
Speaking on behalf of the Chief of Staff, Julius Debrah, and extending greetings from His Excellency the President, Madam Bampoe Addo addressed a gathering of industry stakeholders, prospective homeowners, and dignitaries. She emphasized that the theme, “Building Ghana One Home at a Time,” strikes at the heart of the nation’s most urgent development priorities.
The Deputy Chief of Staff acknowledged that for too long, homeownership has remained an elusive dream for the average Ghanaian worker due to high interest rates, complex land administration, and a lack of infrastructure. Reflecting briefly on her own transition from living abroad to finding quality accommodation in Ghana, she noted that high-standard living should not feel like an unattainable luxury but should instead be a standard reality for all citizens.
She maintained that the housing challenge is not strictly about construction, but rather about affordability and the streamlining of finance and land administration to ensure that ownership is within reach of the ordinary worker.
Highlighting the government’s “Reset Agenda,” Madam Bampoe Addo reaffirmed a commitment to completing all stalled housing initiatives, specifically mentioning the determination to unlock investment through the Saglemi Affordable Housing Project. A major thrust of this strategy involves the introduction of specialized low-cost and social housing schemes designed specifically for public sector workers, including doctors and civil servants.
In a significant policy shift, she confirmed that housing units under these schemes will be priced in Ghana Cedis to shield citizens from the volatility of foreign currency pricing. Furthermore, projects such as the Whole Oxygen City and the District Housing Program aim to promote decentralized growth beyond the capital, providing mixed-use developments for diverse income groups.
At the center of this transformation is the National Homeownership Fund, which the deputy Chief of Staff described as a structural state reform tool. With mortgage penetration in Ghana currently sitting below one percent of GDP, the Fund is tasked with providing the long-term, affordable financing necessary to bridge the gap. She further noted that the government is pursuing legislative reforms, including a modernized Rent Control Bill, to protect tenants and create a more equitable real estate market.
She concluded by inviting young professionals, artisans, and families to view the fair as a realistic milestone toward their ownership goals. She assured stakeholders that the government would continue to improve land title registration and support innovative models such as rent-to-own and corporate housing.
She reminded each citizen that building Ghana does not happen in one grand gesture but occurs incrementally through one policy, one partnership, and one home at a time.
Story By: Eugenia Ewoenam Osei
